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Urge President Trump to fire Richard Cordray from the unconstitutional Consumer Financial Protection Bureau!

The Consumer Financial Protection Bureau (CFPB) is an unaccountable, extraconstitutional agency created in the 2010 Dodd-Frank financial legislation that needs to be reined in and firing Richard Cordray, the agency's head, is the first step.

Every year, the CFPB is unconstitutionally funded with about $490 million from the Federal Reserve. That is, without any votes in Congress, an agency inside the Fed with vast rulemaking powers into the nation’s economy is self-funding — with money from a printing press. The CFPB’s only oversight requirement is to appear and report twice annually before the House Financial Services and Senate Banking committees. 

The CFPB is run by a single director, who does not report to the President and who the Obama-Pelosi-Reid Congress attempted to insulate from accountability can only be removed for “good cause.” Fortunately, a federal appeals court found this structure to be unconstitutional, calling the unelected CFPB director “the single most powerful official in Washington,” aside from the duly elected President and allowing the President to now remove him for any reason like other political appointments.

Corday himself was appointed in an unconstitutional manner, an Obama recess appointment in 2012 — when Congress was not even in a recess.

On top of it all, the CFPB is not even looking out for consumers. This year, it has issued a new regulation prohibiting consumers from agreeing to use arbitration (waiving their ability to join class-action lawsuits) to remedy any disputes they have with banks or credit card companies. Who do they think they are?

You know what to do! Let's urge President Donald Trump to use his constitutional powers as the head of the executive branch to fire Cordray and rein in the CFPB once and for all. No agency of the government should be this powerful and unaccountable.


Your Contact Information

Dear President Trump:

The Consumer Financial Protection Bureau (CFPB) is an unaccountable, extraconstitutional agency created in the 2010 Dodd-Frank financial legislation that needs to be reined in and firing Richard Cordray, the agency's head, is the first step.

Every year, the CFPB is unconstitutionally funded with about $490 million from the Federal Reserve. That is, without any votes in Congress, an agency inside the Fed with vast rulemaking powers into the nation’s economy is self-funding — with money from a printing press. The CFPB’s only oversight requirement is to appear and report twice annually before the House Financial Services and Senate Banking committees.

The CFPB is run by a single director, who does not report to the President and who the Obama-Pelosi-Reid Congress attempted to insulate from accountability can only be removed for “good cause.” Fortunately, a federal appeals court found this structure to be unconstitutional, calling the unelected CFPB director “the single most powerful official in Washington,” aside from the duly elected President and allowing the President to now remove him for any reason like other political appointments.

Corday himself was appointed in an unconstitutional manner, an Obama recess appointment in 2012 — when Congress was not even in a recess.

President Donald Trump must use his constitutional powers as the head of the executive branch to fire Cordray and rein in the CFPB once and for all. No agency of the government should be this powerful and unaccountable.

Sincerely, YOUR NAME AND ADDRESS

Public Comments

Public Comments (3)
Sep 23rd, 2017
Francis C. from Camarillo, CA signed.
Aug 14th, 2017
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